Capital One tops the UK Credit Cards

Whether you are looking to build your credit or benefit from the rewards of an exclusive credit card, there are many UK credit cards to choose from.

E-Platinum Plus Card

Build your credit standing with this secured credit card. Applicants are guaranteed approval and will have a credit line of £5000. There is a monthly maintenance fee of £4.95 and there is an inactivity fee of £9.95. The fee for paying late is £5.00 and the initial membership fee is £79.95. Enjoy 0% APR while you establish a good credit history with this card.

Capital One Classic Visa

With a low credit limit from £200, this card is easy to manage. It comes with a theft protection service and allows you to increase your credit limit if you stay within your limits and make your payments on time for four months. This is an ideal card for people with a fair credit history who want to rebuild their credit. This card comes with a typical variable APR or 34.9% and credit limit up to £2,500. Card holders get to choose a card design of their liking for free. If you are over 18, on the electoral roll, have a history of managing your credit, and have had no CCJs or defaults in the past, you are eligible to apply for this no annual fee credit card. You may not be accepted if you have never had credit in the UK in the past of you have been declared bankrupt in the last 12 months.

Capital One Plus Credit Card

For those with a good credit history, this no annual fee credit card offers a credit limit up to £5,000 and a great promotional offer. Take advantage of 0% APR on all purchases until August 1, 2010. The typical APR ranges from 14.9-24.9%. Balance transfers and cash withdrawals are also possible with this card. Qualified applicants 18 years of age or older, have a long history of successfully managing credit and are on the electoral roll. Those who have had any CCJs or defaults in the past or have never had credit in the
UK before will not qualify. This card also offers fraud protection.

RBS Platinum Credit Card

Enjoy 0% APR on balance transfers for 15 months and 0% interest on purchases for three months from account opening with this credit card offering flexible credit limits. If you are 18 or over and earning at least £10,000 you are eligible to apply for this card. The typical minimum variable APR is 16.9%. With this card, you can get a cash withdrawal up to £750 each day. There is no annual fee and a generous balance transfer limit of 95% of your credit limit. With online account access along with special offers and discounts for gifts, hotels, travel bookings, and more, this card is a favorite.

NatWest Black Credit Card

If you are 25 years of age or older and have a high income of £75,000 or above, reap the rewards of this exclusive credit card. Receive high credit limits, airport lounge access, roadside assistance, travel insurance, extended warrantees, home emergency coverage, concierge service, and earn points to redeem for rewards. The APR is 51% and the minimum credit limit is £15,000. This card that offers £1,000 worth of benefits has an annual fee of £250.

Apply for these credit cards for UK Residents